Financial Literacy - DF25S19

This study material provides a clear and practical foundation in Financial Literacy, helping learners understand how money works and how to make better financial decisions. Covering essential topics from planning, budgeting, inflation, and value for money to assets vs. liabilities, financial IQ, employment quadrants, and wealth creation, this book equips students with real-life skills needed in today’s economy. With examples, case studies, and simple explanations, it guides learners to manage income wisely, avoid common financial mistakes, build long-term assets, and make money work 24×7. Designed for skill-based degree programs, it prepares students for confident, informed, and independent financial decision-making.